Loan Early Repayment

The moment when they will repay the last installment of the loan is something that every Croat dreams of. This is especially true for those who have long-term home loans. Facilitating that real estate is finally theirs is invaluable. And that is why they are able to decide to repay the loan even ahead of time.

However, banks do not look favorably on early repayment of the loan. The sooner a customer repays a loan, the less money they have for the bank. Thus, early repayment of the loan means less interest and a lower cash inflow. The banks, of course, do not want to give up so they were fined by the client with penalties for early repayment of the loan.

Early repayment of a loan: What are the legal regulations?

Early repayment of a loan: What are the legal regulations?

Up until the last ten years, banks have been regularly charging penalties and various fees for early repayment of loans. Things changed in 2010 when fees for consumer loans were limited. The loans they raised until 2010 had no restrictions on penalties, and everyone raised after that had a limit. This is especially true for floating rate loans. All such loans were not allowed to collect early repayment penalties.

Housing loans that Croats are most likely to decide on belong to a special category. Until last year, banks, at their discretion, charged fees for early repayment of loans, but for all loans made after October 20, 2017, they are not entitled to penalty payments. But numerous testimonials of dissatisfied clients show otherwise.

Many complained that banks were trying to collect their loan early, even though there was no legal basis for it. The fees were the highest for home loans and amounted to up to several percent of the total loan amount, which made clients know to forego early loan repayment because regular payment was a cheaper option.

The pitfalls lie in the small letters of the credit agreement


Although the regulations are in place, before you decide to close and repay the loan early, it is best to revisit the loan agreement you signed. The details are hidden in small letters, and if you may not be all clear, try to find the help of a financial or legal professional. There is always a possibility that the bank will charge you a fee, so it should be seen whether it is worth paying more in monthly installments or paying a fee and closing all debts.

Early repayment of a short-term loan


Until recently, the banks’ monopoly was shaky, as evidenced by a judgment in favor of a customer who sued a bank for payment of early repayment fees. Many Croats have therefore encouraged themselves and are trying to close their loans ahead of time. Increasingly, they take out non-purpose home loan loans to close their home loan. This is more worthwhile because the interest rate is only slightly higher, but the repayment period is much shorter.

This does not check the creditworthiness of the client, but makes sure that the client has regular income and regularly settles all his debts. Usually loans and loans can be accessed exclusively online. This saves time and energy for essential things. Money lending is approved as soon as possible if the documentation required by the credit home is complete. The payment deadline ranges from 15 minutes to 24 hours from the date of application.

Loans to the rest of the proceeds

Lending to the rest of the proceeds is a service that offers our clients the option of borrowing cash in cash and in kuna. If you have a regular monthly income to repay your loan, you meet the minimum requirements we have set for you, your claim will be granted.

Loans for the rest of the proceeds are most commonly used when you need money urgently and your account is already under the burden of a bank that does not allow you to take out another loan. Whether you have a debit on your account or do not have one, if you are left with a certain amount of money with which you can repay the borrowed money, it can be in your account within 15 minutes of the delivery of the signed documentation.

Loans to the rest of your income do not affect your credit rating, which means you do not have to be employed indefinitely or have a positive credit history in order for us to approve your loan.


Borrowing the rest of the proceeds can be accomplished very quickly and easily in just two minutes to spend fulfilling your request. We have tailored all of our services to you so you can have your money in your account the same day. This service, like all our other services, comes with a certain amount of interest and a visible total amount that you have to pay back eventually. Interest-rate money lending is a standard way of borrowing and lending money, lending, and other financing at banks or other financial institutions.

We have an individual approach to each client with one goal, and that is reliable, safe and professional business to our mutual satisfaction!

How To Get A Quick Loan For The Rest Of The Receipts

How To Get A Quick Loan For The Rest Of The Receipts

As we write, it is necessary to 2 minutes time to fill in and send the application which can be granted within 15 minutes of delivery signed dokumentacije.pod provided that you meet all our conditions for granting loans to the rest of the income. Whether you are out there, at home, at work or on business, you can always submit your request thanks to our online business that we run exclusively online.

To lend to the rest of your income with your tablet, pc or smartphone


What does this mean? This means that our services are tailor made for you. To make contact with us as easy as possible, we have customized all services so that you can contact us safely via mobile, tablet or computer at any time, from anywhere.

Secure payment of the loan to the rest of the receipt directly into your account

Secure payment of the loan to the rest of the receipt directly into your account

We pay off the loan exclusively to your valid checking account, which can be opened at any bank. Electronic money transactions give you extra security and allow you to make quick payments to your account as soon as possible.

With discrete business, you have the opportunity to pursue other opportunities

First of all, they are SMS lending, a service that enables our clients to lend by texting. We conduct our entire business solely discreetly, without sharing your information with others or asking you what your money will be or what you will spend it on. With us, borrowing money can be very comfortable, easy and without the pressure you can have with banks, with your parents or friends.

Loans to the rest of our income with us!

Because we provide you with an insight into the transparent costs that you can see right from the start. Doing business with us is the best option when you need loans urgently. We have years of experience in financing across Europe. We do business with a large number of satisfied customers who can offer loans at any time to the rest of our income and all our other services.

We give all our clients an equal opportunity, which is to make money quickly and recover financially!